SWIFT/BIC code BCITITMM305
BCITITMM305 belongs to Intesa Sanpaolo SPA in Milano, Italy.
Code details
| SWIFT/BIC code | BCITITMM305 |
|---|---|
| 8-character code | BCITITMM |
| Branch code | 305 |
| Bank | Intesa Sanpaolo SPA |
| Branch | Milano Ag.n.5 |
| City | Milano |
| Country | Italy |
How the Intesa Sanpaolo SPA SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BCIT Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- 305 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code BCITITMM305?
The code BCITITMM305 belongs to Milano Ag.n.5, part of Intesa Sanpaolo SPA in Milano, Italy. Use this branch code only when the recipient or their bank explicitly asks for it.
What is the cheapest way to send money to Intesa Sanpaolo SPA?
Banks often add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.
Do I need BCITITMM305 for a euro transfer to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need BCITITMM305.
How long does a transfer to Intesa Sanpaolo SPA take in Italy?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Can I use BCITITMM instead of BCITITMM305?
BCITITMM is the main office of Intesa Sanpaolo SPA, while BCITITMM305 is Milano Ag.n.5. Most international transfers work with the head office code, yet use BCITITMM305 if the recipient asks for it.
What happens if I use BCITITMM305 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check BCITITMM305 against the details from Intesa Sanpaolo SPA before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.