SWIFT/BIC code BCITITMM434
BCITITMM434 belongs to Intesa Sanpaolo SPA in Sarmeola di Rubano, Italy.
Code details
| SWIFT/BIC code | BCITITMM434 |
|---|---|
| 8-character code | BCITITMM |
| Branch code | 434 |
| Bank | Intesa Sanpaolo SPA |
| Branch | Back Office di Rete - Padova - Estero (8316 |
| City | Sarmeola di Rubano |
| Country | Italy |
How the Intesa Sanpaolo SPA SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BCIT Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- 434 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses BIC BCITITMM434?
The code BCITITMM434 belongs to Back Office di Rete - Padova - Estero (8316, a branch or department of Intesa Sanpaolo SPA in Sarmeola di Rubano, Italy. Only use it if the recipient or their bank explicitly asks for it.
Do I need BCITITMM434 to send euros to Italy?
Italy is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need BCITITMM434.
How long does a transfer to Intesa Sanpaolo SPA take in Italy?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Can I use BCITITMM instead of BCITITMM434?
BCITITMM points to the head office of Intesa Sanpaolo SPA, while BCITITMM434 points to Back Office di Rete - Padova - Estero (8316. Most international transfers work with the head office code, but use BCITITMM434 if the recipient asks for it.
What is the best way to send money to Intesa Sanpaolo SPA in Italy?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
What happens if I use BCITITMM434 incorrectly?
The payment may be delayed, returned or charged extra fees. Always check BCITITMM434 against the details from Intesa Sanpaolo SPA before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.