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SWIFT/BIC code BCITITMMK45

BCITITMMK45 belongs to Intesa Sanpaolo SPA in Bergamo, Italy.

BCITITMMK45

Code details

SWIFT/BIC codeBCITITMMK45
8-character codeBCITITMM
Branch codeK45
BankIntesa Sanpaolo SPA
BranchBack Office di Rete Bergamo
CityBergamo
CountryItaly

The way the Intesa Sanpaolo SPA SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BCIT Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
MM Location code
2 characters for the city or region of the head office.
K45 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code BCITITMMK45?

BCITITMMK45 identifies Back Office di Rete Bergamo, a unit of Intesa Sanpaolo SPA in Bergamo, Italy. Use this branch code only when the account is held at this specific branch.

What do the letters in BCITITMMK45 mean?

BCIT is the bank code of Intesa Sanpaolo SPA, IT is the ISO code of Italy, MM is the location code and K45 identifies the department Back Office di Rete Bergamo.

What happens if I use BCITITMMK45 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check BCITITMMK45 against the details from Intesa Sanpaolo SPA before sending.

What is the best way to send money to Intesa Sanpaolo SPA?

Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send.

Does Intesa Sanpaolo SPA have more SWIFT/BIC codes?

Yes, we list 553 SWIFT/BIC codes for Intesa Sanpaolo SPA in Italy, for the head office and several branches or departments. You can see them all on the bank page.

Can I use BCITITMM instead of BCITITMMK45?

BCITITMM points to the main office of Intesa Sanpaolo SPA, while BCITITMMK45 points to Back Office di Rete Bergamo. Most international transfers work with the head office code, yet use BCITITMMK45 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.