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SWIFT/BIC code BEPOIT21609

BEPOIT21609 belongs to Ubi Banca SPA (Formerly Banca Popolare di Bergamo SPA) in Cairate, Italy.

BEPOIT21609

Code details

SWIFT/BIC codeBEPOIT21609
8-character codeBEPOIT21
Branch code609
BankUbi Banca SPA (Formerly Banca Popolare di Bergamo SPA)
Branch—
CityCairate
CountryItaly

The way the Ubi Banca SPA (Formerly Banca Popolare di Bergamo SPA) SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BEPO Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
609 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code BEPOIT21609?

The code BEPOIT21609 belongs to Ubi Banca SPA (Formerly Banca Popolare di Bergamo SPA), a branch or department of Ubi Banca SPA (Formerly Banca Popolare di Bergamo SPA) in Cairate, Italy. Only use it if the account is held at this specific branch.

What is the cheapest way to send money to Ubi Banca SPA (Formerly Banca Popolare di Bergamo SPA) in Italy?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send.

Do I need BEPOIT21609 for a euro transfer to Italy?

Italy belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need BEPOIT21609.

How long does a transfer to Ubi Banca SPA (Formerly Banca Popolare di Bergamo SPA) take in Italy?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

What happens if I use BEPOIT21609 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check BEPOIT21609 against the details from Ubi Banca SPA (Formerly Banca Popolare di Bergamo SPA) before you confirm.

What do the letters in BEPOIT21609 mean?

BEPO is the institution code of Ubi Banca SPA (Formerly Banca Popolare di Bergamo SPA), IT stands for Italy, 21 is the location code and 609 is the code of the branch Ubi Banca SPA (Formerly Banca Popolare di Bergamo SPA).

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.