SWIFT/BIC code BKOAES22XXX

BKOAES22XXX belongs to Bankoa S.A. Credit Agricole in San Sebastian, Spain.

BKOAES22XXX

Code details

SWIFT/BIC codeBKOAES22XXX
8-character codeBKOAES22
Branch codeXXX
BankBankoa S.A. Credit Agricole
BranchHead office
CitySan Sebastian
CountrySpain

How the Bankoa S.A. Credit Agricole SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BKOA Bank code
4 letters that identify the bank.
ES Country code
2 letters for the country (ISO 3166).
22 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind BIC BKOAES22XXX?

BKOAES22XXX identifies the headquarters of Bankoa S.A. Credit Agricole in San Sebastian, Spain. Use it when a payment to Bankoa S.A. Credit Agricole does not need a specific branch.

What happens if I enter BKOAES22XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check BKOAES22XXX against the details from Bankoa S.A. Credit Agricole before you confirm.

How long does it take to send money to Bankoa S.A. Credit Agricole in Spain?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Do I need BKOAES22XXX for a euro transfer to Spain?

Spain belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need BKOAES22XXX.

What is the cheapest way to send money to Bankoa S.A. Credit Agricole in Spain?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.

Is BKOAES22 and BKOAES22XXX the same code?

Yes. BKOAES22 is the 8-character version of BKOAES22XXX. The XXX at the end only refers to the head office, so both will reach Bankoa S.A. Credit Agricole in San Sebastian.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.