SWIFT/BIC code BKOAFR21XXX
BKOAFR21XXX belongs to Bankoa SA in Bayonne, France.
Code details
| SWIFT/BIC code | BKOAFR21XXX |
|---|---|
| 8-character code | BKOAFR21 |
| Branch code | XXX |
| Bank | Bankoa SA |
| Branch | Head office |
| City | Bayonne |
| Country | France |
The way the Bankoa SA SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BKOA Bank code
- 4 letters that identify the bank.
- FR Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC BKOAFR21XXX?
BKOAFR21XXX identifies the main office of Bankoa SA in Bayonne, France. It is the code to use when a payment to Bankoa SA does not need a specific branch.
What is the cheapest way to send money to Bankoa SA in France?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
Do I need BKOAFR21XXX to send euros to France?
France is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need BKOAFR21XXX.
How long does it take to send money to Bankoa SA?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Is BKOAFR21 and BKOAFR21XXX the same code?
Yes, they are. BKOAFR21 is the short version of BKOAFR21XXX. XXX simply refers to the head office, so both will reach Bankoa SA in Bayonne.
Does Bankoa SA use only one SWIFT/BIC code?
Yes – BKOAFR21XXX is the only SWIFT/BIC code listed for Bankoa SA in France, so you do not need to pick a branch code.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.