SWIFT/BIC code BOFSGB21198

BOFSGB21198 belongs to Bank of Scotland PLC in Edinburgh, United Kingdom.

BOFSGB21198

Code details

SWIFT/BIC codeBOFSGB21198
8-character codeBOFSGB21
Branch code198
BankBank of Scotland PLC
BranchMercater Branch (122231
CityEdinburgh
CountryUnited Kingdom

The way the Bank of Scotland PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BOFS Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
198 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code BOFSGB21198?

BOFSGB21198 identifies Mercater Branch (122231, a unit of Bank of Scotland PLC in Edinburgh, United Kingdom. Only use it if the account is held at this specific branch.

How long does it take to send money to Bank of Scotland PLC?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Do I need BOFSGB21198 for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need BOFSGB21198.

What happens if I use BOFSGB21198 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check BOFSGB21198 with the recipient before sending.

What do the letters in BOFSGB21198 mean?

BOFS is the bank code of Bank of Scotland PLC, GB stands for United Kingdom, 21 is the location code and 198 identifies the department Mercater Branch (122231.

Can I use BOFSGB21 instead of BOFSGB21198?

BOFSGB21 is the head office of Bank of Scotland PLC, while BOFSGB21198 points to Mercater Branch (122231. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention BOFSGB21198.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.