SWIFT/BIC code BOFSGBS1MFL

BOFSGBS1MFL belongs to Bank of Scotland PLC in Edinburgh, United Kingdom.

BOFSGBS1MFL

Code details

SWIFT/BIC codeBOFSGBS1MFL
8-character codeBOFSGBS1
Branch codeMFL
BankBank of Scotland PLC
BranchNfu Mutual Finance
CityEdinburgh
CountryUnited Kingdom

How the Bank of Scotland PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BOFS Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
S1 Location code
2 characters for the city or region of the head office.
MFL Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC BOFSGBS1MFL?

BOFSGBS1MFL is the SWIFT/BIC code of Nfu Mutual Finance, a branch or department of Bank of Scotland PLC in Edinburgh, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.

Can I use BOFSGBS1 instead of BOFSGBS1MFL?

BOFSGBS1 is the head office of Bank of Scotland PLC, while BOFSGBS1MFL points to Nfu Mutual Finance. For a normal transfer the head office code is usually fine, yet use BOFSGBS1MFL if the recipient asks for it.

How long does a transfer to Bank of Scotland PLC take in United Kingdom?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need BOFSGBS1MFL for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need BOFSGBS1MFL.

Has Bank of Scotland PLC got more SWIFT/BIC codes?

Yes – our database contains 1101 SWIFT/BIC codes for Bank of Scotland PLC in United Kingdom, for the head office and several branches or departments. You can see them all on the bank page.

What is the cheapest way to send money to Bank of Scotland PLC?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in British Pound with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.