SWIFT/BIC code BSCHESMMXXX
BSCHESMMXXX belongs to Banco Santander S.A. in Madrid, Spain.
Code details
| SWIFT/BIC code | BSCHESMMXXX |
|---|---|
| 8-character code | BSCHESMM |
| Branch code | XXX |
| Bank | Banco Santander S.A. |
| Branch | Head office |
| City | Madrid |
| Country | Spain |
How the Banco Santander S.A. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BSCH Bank code
- 4 letters that identify the bank.
- ES Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code BSCHESMMXXX?
BSCHESMMXXX is the SWIFT/BIC code of the main office of Banco Santander S.A. in Madrid, Spain. It is the code to use when a payment to Banco Santander S.A. does not need a specific branch.
Is BSCHESMM and BSCHESMMXXX the same SWIFT code?
Yes. BSCHESMM is the 8-character version of BSCHESMMXXX. XXX simply refers to the head office, so both routes your payment to Banco Santander S.A. in Madrid.
Do I need BSCHESMMXXX to send euros to Spain?
Spain is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need BSCHESMMXXX.
How long does it take to send money to Banco Santander S.A. in Spain?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What is the cheapest way to send money to Banco Santander S.A.?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.
What does each part of BSCHESMMXXX stand for?
BSCH is the institution code of Banco Santander S.A., ES is the ISO code of Spain, MM is the location code and XXX means the main office.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.