SWIFT/BIC code BYLADEM1ALG
BYLADEM1ALG belongs to Sparkasse Allgaeu in Kempten, Germany.
Code details
| SWIFT/BIC code | BYLADEM1ALG |
|---|---|
| 8-character code | BYLADEM1 |
| Branch code | ALG |
| Bank | Sparkasse Allgaeu |
| Branch | — |
| City | Kempten |
| Country | Germany |
How the Sparkasse Allgaeu SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BYLA Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- ALG Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code BYLADEM1ALG?
BYLADEM1ALG is the SWIFT/BIC code of Sparkasse Allgaeu, a branch or department of Sparkasse Allgaeu in Kempten, Germany. Only use it if the account is held at this specific branch.
What is the cheapest way to send money to Sparkasse Allgaeu in Germany?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send.
Can I use BYLADEM1 instead of BYLADEM1ALG?
BYLADEM1 points to the main office of Sparkasse Allgaeu, while BYLADEM1ALG points to Sparkasse Allgaeu. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention BYLADEM1ALG.
What happens if I enter BYLADEM1ALG with a typo?
The payment may be delayed, returned or charged extra fees. Double-check BYLADEM1ALG against the details from Sparkasse Allgaeu before sending.
Do I need BYLADEM1ALG to send euros to Germany?
Germany belongs to the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need BYLADEM1ALG.
How long does it take to send money to Sparkasse Allgaeu?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.