SWIFT/BIC code BYLADEM1AOE

BYLADEM1AOE belongs to Kreissparkasse Altoetting (Alt) in Altoetting, Germany.

BYLADEM1AOE

Code details

SWIFT/BIC codeBYLADEM1AOE
8-character codeBYLADEM1
Branch codeAOE
BankKreissparkasse Altoetting (Alt)
Branch—
CityAltoetting
CountryGermany

How the Kreissparkasse Altoetting (Alt) SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BYLA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
AOE Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC BYLADEM1AOE?

BYLADEM1AOE is the SWIFT/BIC code of Kreissparkasse Altoetting (Alt), part of Kreissparkasse Altoetting (Alt) in Altoetting, Germany. Only use it if the recipient or their bank explicitly asks for it.

How long does it take to send money to Kreissparkasse Altoetting (Alt) in Germany?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Do I need BYLADEM1AOE to send euros to Germany?

Germany is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need BYLADEM1AOE.

What do the letters in BYLADEM1AOE stand for?

BYLA is the bank code of Kreissparkasse Altoetting (Alt), DE is the ISO code of Germany, M1 is the code for the city or region and AOE identifies the branch Kreissparkasse Altoetting (Alt).

What is the best way to send money to Kreissparkasse Altoetting (Alt)?

Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

Does Kreissparkasse Altoetting (Alt) have only one SWIFT/BIC code?

Yes – BYLADEM1AOE is the only SWIFT/BIC code listed for Kreissparkasse Altoetting (Alt) in Germany, so you do not need to pick a branch code.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.