SWIFT/BIC code BYLADEM1CHM
BYLADEM1CHM belongs to Sparkasse Im Landkreis Cham in Cham, Germany.
Code details
| SWIFT/BIC code | BYLADEM1CHM |
|---|---|
| 8-character code | BYLADEM1 |
| Branch code | CHM |
| Bank | Sparkasse Im Landkreis Cham |
| Branch | — |
| City | Cham |
| Country | Germany |
The way the Sparkasse Im Landkreis Cham SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BYLA Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- CHM Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT code BYLADEM1CHM?
BYLADEM1CHM identifies Sparkasse Im Landkreis Cham, a branch or department of Sparkasse Im Landkreis Cham in Cham, Germany. Only use it if the account is held at this specific branch.
What does each part of BYLADEM1CHM stand for?
BYLA is the bank code of Sparkasse Im Landkreis Cham, DE is the ISO code of Germany, M1 is the location code and CHM is the code of the department Sparkasse Im Landkreis Cham.
Can I use BYLADEM1 instead of BYLADEM1CHM?
BYLADEM1 points to the main office of Sparkasse Im Landkreis Cham, while BYLADEM1CHM points to Sparkasse Im Landkreis Cham. For a normal transfer the head office code is usually fine, but use BYLADEM1CHM if the recipient asks for it.
What is the best way to send money to Sparkasse Im Landkreis Cham in Germany?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.
Does Sparkasse Im Landkreis Cham use a single SWIFT/BIC code?
Yes – BYLADEM1CHM is the single SWIFT/BIC code we have for Sparkasse Im Landkreis Cham in Germany, so there is no branch code to choose.
What happens if I use BYLADEM1CHM incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check BYLADEM1CHM against the details from Sparkasse Im Landkreis Cham before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.