SWIFT/BIC code BYLADEM1GZK
BYLADEM1GZK belongs to Sparkasse Guenzburg-Krumbach in Guenzburg, Germany.
Code details
| SWIFT/BIC code | BYLADEM1GZK |
|---|---|
| 8-character code | BYLADEM1 |
| Branch code | GZK |
| Bank | Sparkasse Guenzburg-Krumbach |
| Branch | — |
| City | Guenzburg |
| Country | Germany |
How the Sparkasse Guenzburg-Krumbach SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BYLA Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- GZK Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses BIC BYLADEM1GZK?
BYLADEM1GZK identifies Sparkasse Guenzburg-Krumbach, a branch or department of Sparkasse Guenzburg-Krumbach in Guenzburg, Germany. Only use it if the recipient or their bank explicitly asks for it.
What happens if I use BYLADEM1GZK incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check BYLADEM1GZK with the recipient before sending.
How long does a transfer to Sparkasse Guenzburg-Krumbach take in Germany?
SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.
Do I need BYLADEM1GZK to send euros to Germany?
Germany is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need BYLADEM1GZK.
Can I use BYLADEM1 instead of BYLADEM1GZK?
BYLADEM1 points to the head office of Sparkasse Guenzburg-Krumbach, while BYLADEM1GZK is Sparkasse Guenzburg-Krumbach. For a normal transfer the head office code is usually fine, yet use BYLADEM1GZK if the recipient asks for it.
What is the cheapest way to send money to Sparkasse Guenzburg-Krumbach?
Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.