SWIFT/BIC code BYLADEM1HOF
BYLADEM1HOF belongs to Sparkasse Hochfranken in Hof (Saale), Germany.
Code details
| SWIFT/BIC code | BYLADEM1HOF |
|---|---|
| 8-character code | BYLADEM1 |
| Branch code | HOF |
| Bank | Sparkasse Hochfranken |
| Branch | — |
| City | Hof (Saale) |
| Country | Germany |
How the Sparkasse Hochfranken SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BYLA Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- HOF Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code BYLADEM1HOF?
BYLADEM1HOF is the SWIFT/BIC code of Sparkasse Hochfranken, part of Sparkasse Hochfranken in Hof (Saale), Germany. Only use it if the recipient or their bank explicitly asks for it.
What is the best way to send money to Sparkasse Hochfranken?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
Does Sparkasse Hochfranken use a single SWIFT/BIC code?
Yes, BYLADEM1HOF is the only SWIFT/BIC code listed for Sparkasse Hochfranken in Germany, so there is no branch code to choose.
What does each part of BYLADEM1HOF stand for?
BYLA is the bank code of Sparkasse Hochfranken, DE stands for Germany, M1 is the code for the city or region and HOF identifies the branch Sparkasse Hochfranken.
How long does it take to send money to Sparkasse Hochfranken in Germany?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What happens if I use BYLADEM1HOF incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check BYLADEM1HOF with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.