SWIFT/BIC code BYLADEM1HOS

BYLADEM1HOS belongs to Stadt-und Kreissparkasse Erlangen Hoechstadt Herzogenaurach in Hoechstadt, Germany.

BYLADEM1HOS

Code details

SWIFT/BIC codeBYLADEM1HOS
8-character codeBYLADEM1
Branch codeHOS
BankStadt-und Kreissparkasse Erlangen Hoechstadt Herzogenaurach
Branch—
CityHoechstadt
CountryGermany

The way the Stadt-und Kreissparkasse Erlangen Hoechstadt Herzogenaurach SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BYLA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
HOS Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code BYLADEM1HOS?

The code BYLADEM1HOS belongs to Stadt-und Kreissparkasse Erlangen Hoechstadt Herzogenaurach, a branch or department of Stadt-und Kreissparkasse Erlangen Hoechstadt Herzogenaurach in Hoechstadt, Germany. Only use it if the recipient or their bank explicitly asks for it.

How long does it take to send money to Stadt-und Kreissparkasse Erlangen Hoechstadt Herzogenaurach?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need BYLADEM1HOS to send euros to Germany?

Germany belongs to the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need BYLADEM1HOS.

What is the cheapest way to send money to Stadt-und Kreissparkasse Erlangen Hoechstadt Herzogenaurach?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

What does each part of BYLADEM1HOS mean?

BYLA is the bank code of Stadt-und Kreissparkasse Erlangen Hoechstadt Herzogenaurach, DE stands for Germany, M1 is the code for the city or region and HOS is the code of the branch Stadt-und Kreissparkasse Erlangen Hoechstadt Herzogenaurach.

What happens if I enter BYLADEM1HOS incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check BYLADEM1HOS with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.