SWIFT/BIC code BYLADEM1KEH
BYLADEM1KEH belongs to Kreissparkasse Kelheim in Kelheim, Germany.
Code details
| SWIFT/BIC code | BYLADEM1KEH |
|---|---|
| 8-character code | BYLADEM1 |
| Branch code | KEH |
| Bank | Kreissparkasse Kelheim |
| Branch | — |
| City | Kelheim |
| Country | Germany |
The way the Kreissparkasse Kelheim SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BYLA Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- KEH Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code BYLADEM1KEH?
BYLADEM1KEH identifies Kreissparkasse Kelheim, part of Kreissparkasse Kelheim in Kelheim, Germany. Only use it if the recipient or their bank explicitly asks for it.
What does each part of BYLADEM1KEH stand for?
BYLA is the institution code of Kreissparkasse Kelheim, DE is the ISO code of Germany, M1 is the code for the city or region and KEH is the code of the department Kreissparkasse Kelheim.
What is the best way to send money to Kreissparkasse Kelheim?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.
How long does it take to send money to Kreissparkasse Kelheim?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Do I need BYLADEM1KEH for a euro transfer to Germany?
Germany is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need BYLADEM1KEH.
Can I use BYLADEM1 instead of BYLADEM1KEH?
BYLADEM1 is the main office of Kreissparkasse Kelheim, while BYLADEM1KEH points to Kreissparkasse Kelheim. For a normal transfer the head office code is usually fine, yet use BYLADEM1KEH if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.