SWIFT/BIC code BYLADEM1KUB
BYLADEM1KUB belongs to Sparkasse Kulmbach-Kronach in Kulmbach, Germany.
Code details
| SWIFT/BIC code | BYLADEM1KUB |
|---|---|
| 8-character code | BYLADEM1 |
| Branch code | KUB |
| Bank | Sparkasse Kulmbach-Kronach |
| Branch | — |
| City | Kulmbach |
| Country | Germany |
How the Sparkasse Kulmbach-Kronach SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BYLA Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- KUB Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT code BYLADEM1KUB?
BYLADEM1KUB is the SWIFT/BIC code of Sparkasse Kulmbach-Kronach, a branch or department of Sparkasse Kulmbach-Kronach in Kulmbach, Germany. Use this branch code only when the account is held at this specific branch.
Can I use BYLADEM1 instead of BYLADEM1KUB?
BYLADEM1 is the head office of Sparkasse Kulmbach-Kronach, while BYLADEM1KUB is Sparkasse Kulmbach-Kronach. Most international transfers work with the head office code, but use BYLADEM1KUB if the recipient asks for it.
What is the best way to send money to Sparkasse Kulmbach-Kronach in Germany?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.
What happens if I enter BYLADEM1KUB with a typo?
Your transfer can bounce, get stuck or cost extra. Always check BYLADEM1KUB with the recipient before you confirm.
What does each part of BYLADEM1KUB stand for?
BYLA is the bank code of Sparkasse Kulmbach-Kronach, DE stands for Germany, M1 is the location code and KUB is the code of the branch Sparkasse Kulmbach-Kronach.
Do I need BYLADEM1KUB for a euro transfer to Germany?
Germany is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you still need BYLADEM1KUB.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.