SWIFT/BIC code BYLADEM1PAF
BYLADEM1PAF belongs to Sparkasse Pfaffenhofen in Pfaffenhofen (Ilm), Germany.
Code details
| SWIFT/BIC code | BYLADEM1PAF |
|---|---|
| 8-character code | BYLADEM1 |
| Branch code | PAF |
| Bank | Sparkasse Pfaffenhofen |
| Branch | — |
| City | Pfaffenhofen (Ilm) |
| Country | Germany |
How the Sparkasse Pfaffenhofen SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- BYLA Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- M1 Location code
- 2 characters for the city or region of the head office.
- PAF Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT code BYLADEM1PAF?
The code BYLADEM1PAF belongs to Sparkasse Pfaffenhofen, a unit of Sparkasse Pfaffenhofen in Pfaffenhofen (Ilm), Germany. Only use it if the recipient or their bank explicitly asks for it.
Can I use BYLADEM1 instead of BYLADEM1PAF?
BYLADEM1 points to the main office of Sparkasse Pfaffenhofen, while BYLADEM1PAF points to Sparkasse Pfaffenhofen. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention BYLADEM1PAF.
Does Sparkasse Pfaffenhofen use only one SWIFT/BIC code?
Yes – BYLADEM1PAF is the only SWIFT/BIC code listed for Sparkasse Pfaffenhofen in Germany, so you do not need to pick a branch code.
What happens if I use BYLADEM1PAF incorrectly?
The payment may be delayed, returned or charged extra fees. Double-check BYLADEM1PAF with the recipient before you confirm.
What does each part of BYLADEM1PAF stand for?
BYLA is the bank code of Sparkasse Pfaffenhofen, DE stands for Germany, M1 is the location code and PAF identifies the branch Sparkasse Pfaffenhofen.
How long does a transfer to Sparkasse Pfaffenhofen take in Germany?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.