SWIFT/BIC code BYLADEM1SRG

BYLADEM1SRG belongs to Sparkasse Niederbayern-Mitte in Straubing, Germany.

BYLADEM1SRG

Code details

SWIFT/BIC codeBYLADEM1SRG
8-character codeBYLADEM1
Branch codeSRG
BankSparkasse Niederbayern-Mitte
Branch—
CityStraubing
CountryGermany

How the Sparkasse Niederbayern-Mitte SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

BYLA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
SRG Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code BYLADEM1SRG?

BYLADEM1SRG is the SWIFT/BIC code of Sparkasse Niederbayern-Mitte, a unit of Sparkasse Niederbayern-Mitte in Straubing, Germany. Use this branch code only when the account is held at this specific branch.

Can I use BYLADEM1 instead of BYLADEM1SRG?

BYLADEM1 points to the main office of Sparkasse Niederbayern-Mitte, while BYLADEM1SRG points to Sparkasse Niederbayern-Mitte. For a normal transfer the head office code is usually fine, yet use BYLADEM1SRG if the recipient asks for it.

Do I need BYLADEM1SRG to send euros to Germany?

Germany is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need BYLADEM1SRG.

How long does a transfer to Sparkasse Niederbayern-Mitte take in Germany?

Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

What is the cheapest way to send money to Sparkasse Niederbayern-Mitte in Germany?

Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.

What does each part of BYLADEM1SRG stand for?

BYLA is the bank code of Sparkasse Niederbayern-Mitte, DE is the ISO code of Germany, M1 is the code for the city or region and SRG identifies the branch Sparkasse Niederbayern-Mitte.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.