SWIFT/BIC code CAFUGB21XXX

CAFUGB21XXX belongs to Cairn Financial Products Limited in London, United Kingdom.

CAFUGB21XXX

Code details

SWIFT/BIC codeCAFUGB21XXX
8-character codeCAFUGB21
Branch codeXXX
BankCairn Financial Products Limited
BranchHead office
CityLondon
CountryUnited Kingdom

The way the Cairn Financial Products Limited SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CAFU Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC CAFUGB21XXX?

CAFUGB21XXX identifies the head office of Cairn Financial Products Limited in London, United Kingdom. Use it when you send money to an account at Cairn Financial Products Limited.

What does each part of CAFUGB21XXX mean?

CAFU is the institution code of Cairn Financial Products Limited, GB stands for United Kingdom, 21 is the code for the city or region and XXX means the head office.

What happens if I use CAFUGB21XXX with a typo?

The payment may be delayed, returned or charged extra fees. Always check CAFUGB21XXX against the details from Cairn Financial Products Limited before sending.

Do I need CAFUGB21XXX to send euros to United Kingdom?

United Kingdom belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you still need CAFUGB21XXX.

How long does it take to send money to Cairn Financial Products Limited?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Are CAFUGB21 and CAFUGB21XXX the same SWIFT code?

Yes. CAFUGB21 is the short version of CAFUGB21XXX. The XXX at the end only refers to the head office, so either version routes your payment to Cairn Financial Products Limited in London.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.