SWIFT/BIC code CARMIT31XXX
CARMIT31XXX belongs to Ubi Banca SPA (Formerly Banca Carime SPA) in Bergamo, Italy.
Code details
| SWIFT/BIC code | CARMIT31XXX |
|---|---|
| 8-character code | CARMIT31 |
| Branch code | XXX |
| Bank | Ubi Banca SPA (Formerly Banca Carime SPA) |
| Branch | Head office |
| City | Bergamo |
| Country | Italy |
How the Ubi Banca SPA (Formerly Banca Carime SPA) SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CARM Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code CARMIT31XXX?
CARMIT31XXX is the SWIFT/BIC code of the headquarters of Ubi Banca SPA (Formerly Banca Carime SPA) in Bergamo, Italy. Use it when a payment to Ubi Banca SPA (Formerly Banca Carime SPA) does not need a specific branch.
What is the best way to send money to Ubi Banca SPA (Formerly Banca Carime SPA) in Italy?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.
What do the letters in CARMIT31XXX stand for?
CARM is the bank code of Ubi Banca SPA (Formerly Banca Carime SPA), IT stands for Italy, 31 is the location code and XXX marks the main office.
How long does it take to send money to Ubi Banca SPA (Formerly Banca Carime SPA)?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
Do I need CARMIT31XXX to send euros to Italy?
Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need CARMIT31XXX.
Are CARMIT31 and CARMIT31XXX the same SWIFT code?
Yes, they are. CARMIT31 is the 8-character version of CARMIT31XXX. XXX simply means head office, so both will reach Ubi Banca SPA (Formerly Banca Carime SPA) in Bergamo.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.