SWIFT/BIC code CECAESMM048
CECAESMM048 belongs to Liberbank, S.A. in Madrid, Spain.
Code details
| SWIFT/BIC code | CECAESMM048 |
|---|---|
| 8-character code | CECAESMM |
| Branch code | 048 |
| Bank | Liberbank, S.A. |
| Branch | — |
| City | Madrid |
| Country | Spain |
The way the Liberbank, S.A. SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CECA Bank code
- 4 letters that identify the bank.
- ES Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- 048 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code CECAESMM048?
The code CECAESMM048 belongs to Liberbank, S.A., part of Liberbank, S.A. in Madrid, Spain. Only use it if the recipient or their bank explicitly asks for it.
Can I use CECAESMM instead of CECAESMM048?
CECAESMM points to the main office of Liberbank, S.A., while CECAESMM048 points to Liberbank, S.A.. For a normal transfer the head office code is usually fine, but use CECAESMM048 if the recipient asks for it.
Does Liberbank, S.A. have only one SWIFT/BIC code?
Yes, CECAESMM048 is the single SWIFT/BIC code listed for Liberbank, S.A. in Spain, so there is no branch code to choose.
How long does a transfer to Liberbank, S.A. take in Spain?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Do I need CECAESMM048 to send euros to Spain?
Spain belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you do need CECAESMM048.
What is the cheapest way to send money to Liberbank, S.A.?
Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.