SWIFT/BIC code CHBTUS44XXX

CHBTUS44XXX belongs to St. Charles Bank and Trust in Saint Charles,il, United States.

CHBTUS44XXX

Code details

SWIFT/BIC codeCHBTUS44XXX
8-character codeCHBTUS44
Branch codeXXX
BankSt. Charles Bank and Trust
BranchHead office
CitySaint Charles,il
CountryUnited States

The way the St. Charles Bank and Trust SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CHBT Bank code
4 letters that identify the bank.
US Country code
2 letters for the country (ISO 3166).
44 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code CHBTUS44XXX?

CHBTUS44XXX identifies the head office of St. Charles Bank and Trust in Saint Charles,il, United States. Use it when a payment to St. Charles Bank and Trust does not need a specific branch.

How long does it take to send money to St. Charles Bank and Trust?

A SWIFT payment usually takes 2–5 business days, because of correspondent banks and time zones. Specialist transfer services are often faster than a bank.

Is CHBTUS44 and CHBTUS44XXX the same SWIFT code?

Yes, they are. CHBTUS44 is the 8-character version of CHBTUS44XXX. XXX simply means head office, so both routes your payment to St. Charles Bank and Trust in Saint Charles,il.

What does each part of CHBTUS44XXX mean?

CHBT is the institution code of St. Charles Bank and Trust, US stands for United States, 44 is the location code and XXX marks the main office.

What do I need for a transfer to an account at St. Charles Bank and Trust?

You need the SWIFT/BIC code CHBTUS44XXX, the IBAN or local account number of the recipient, their full name and address. United States uses international SWIFT transfers, so always include the BIC.

What is the cheapest way to send money to St. Charles Bank and Trust?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in US Dollar with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.