SWIFT/BIC code CHEHECE1XXX

CHEHECE1XXX belongs to Cooperativa de Ahorro y Credito Riochico in Portoviejo, Ecuador.

CHEHECE1XXX

Code details

SWIFT/BIC codeCHEHECE1XXX
8-character codeCHEHECE1
Branch codeXXX
BankCooperativa de Ahorro y Credito Riochico
BranchHead office
CityPortoviejo
CountryEcuador

How the Cooperativa de Ahorro y Credito Riochico SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CHEH Bank code
4 letters that identify the bank.
EC Country code
2 letters for the country (ISO 3166).
E1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution uses SWIFT code CHEHECE1XXX?

The code CHEHECE1XXX belongs to the headquarters of Cooperativa de Ahorro y Credito Riochico in Portoviejo, Ecuador. It is the code to use when a payment to Cooperativa de Ahorro y Credito Riochico does not need a specific branch.

What happens if I use CHEHECE1XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check CHEHECE1XXX with the recipient before sending.

What do the letters in CHEHECE1XXX mean?

CHEH is the institution code of Cooperativa de Ahorro y Credito Riochico, EC is the ISO code of Ecuador, E1 is the location code and XXX means the head office.

What do I need for a transfer to an account at Cooperativa de Ahorro y Credito Riochico?

Have ready the SWIFT/BIC code CHEHECE1XXX, the account number or IBAN of the recipient, their full name and address. Ecuador uses international SWIFT transfers, so always include the BIC.

How long does a transfer to Cooperativa de Ahorro y Credito Riochico take in Ecuador?

A SWIFT payment usually takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker and cheaper.

What is the cheapest way to send money to Cooperativa de Ahorro y Credito Riochico?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in US Dollar with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.