SWIFT/BIC code CHTZECE1XXX
CHTZECE1XXX belongs to Caja de Ahorro y Credito El Manizal in Paltas, Ecuador.
Code details
| SWIFT/BIC code | CHTZECE1XXX |
|---|---|
| 8-character code | CHTZECE1 |
| Branch code | XXX |
| Bank | Caja de Ahorro y Credito El Manizal |
| Branch | Head office |
| City | Paltas |
| Country | Ecuador |
How the Caja de Ahorro y Credito El Manizal SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CHTZ Bank code
- 4 letters that identify the bank.
- EC Country code
- 2 letters for the country (ISO 3166).
- E1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT/BIC code CHTZECE1XXX?
CHTZECE1XXX identifies the main office of Caja de Ahorro y Credito El Manizal in Paltas, Ecuador. Use it when you send money to an account at Caja de Ahorro y Credito El Manizal.
What does each part of CHTZECE1XXX mean?
CHTZ is the bank code of Caja de Ahorro y Credito El Manizal, EC stands for Ecuador, E1 is the location code and XXX means the head office.
Are CHTZECE1 and CHTZECE1XXX the same SWIFT code?
Yes. CHTZECE1 is the 8-character version of CHTZECE1XXX. XXX simply refers to the head office, so either version will reach Caja de Ahorro y Credito El Manizal in Paltas.
What do I need to send money to an account at Caja de Ahorro y Credito El Manizal?
Have ready the SWIFT/BIC code CHTZECE1XXX, the account number or IBAN of the recipient, their full name and address. Ecuador uses international SWIFT transfers, so always include the BIC.
How long does a transfer to Caja de Ahorro y Credito El Manizal take in Ecuador?
A SWIFT payment usually takes 2–5 business days, because of intermediary banks and cut-off times. Money transfer services are often quicker and cheaper.
What is the cheapest way to send money to Caja de Ahorro y Credito El Manizal?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in US Dollar with transfer services before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.