SWIFT/BIC code CIINGHA1XXX
CIINGHA1XXX belongs to Citizens Investment Bank in Accra, Ghana.
Code details
| SWIFT/BIC code | CIINGHA1XXX |
|---|---|
| 8-character code | CIINGHA1 |
| Branch code | XXX |
| Bank | Citizens Investment Bank |
| Branch | Head office |
| City | Accra |
| Country | Ghana |
The way the Citizens Investment Bank SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CIIN Bank code
- 4 letters that identify the bank.
- GH Country code
- 2 letters for the country (ISO 3166).
- A1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code CIINGHA1XXX?
CIINGHA1XXX identifies the head office of Citizens Investment Bank in Accra, Ghana. Use it when a payment to Citizens Investment Bank does not need a specific branch.
What happens if I enter CIINGHA1XXX with a typo?
The payment may be delayed, returned or charged extra fees. Always check CIINGHA1XXX with the recipient before you confirm.
Does Citizens Investment Bank use only one SWIFT/BIC code?
Yes, CIINGHA1XXX is the only SWIFT/BIC code we have for Citizens Investment Bank in Ghana, so there is no branch code to choose.
What is the cheapest way to send money to Citizens Investment Bank in Ghana?
Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Ghana with transfer services before you send – the difference can be large.
Is CIINGHA1 and CIINGHA1XXX the same SWIFT code?
Yes. CIINGHA1 is the short version of CIINGHA1XXX. The XXX at the end only means head office, so either version routes your payment to Citizens Investment Bank in Accra.
How long does it take to send money to Citizens Investment Bank in Ghana?
A SWIFT payment usually takes 1–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often quicker and cheaper.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.