SWIFT/BIC code CLERCAT1XXX

CLERCAT1XXX belongs to TD Ms Clearing in Toronto, Canada.

CLERCAT1XXX

Code details

SWIFT/BIC codeCLERCAT1XXX
8-character codeCLERCAT1
Branch codeXXX
BankTD Ms Clearing
BranchHead office
CityToronto
CountryCanada

The way the TD Ms Clearing SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CLER Bank code
4 letters that identify the bank.
CA Country code
2 letters for the country (ISO 3166).
T1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC CLERCAT1XXX?

The code CLERCAT1XXX belongs to the headquarters of TD Ms Clearing in Toronto, Canada. Use it when a payment to TD Ms Clearing does not need a specific branch.

Are CLERCAT1 and CLERCAT1XXX the same code?

Yes, they are. CLERCAT1 is the short version of CLERCAT1XXX. The XXX at the end only refers to the head office, so either version will reach TD Ms Clearing in Toronto.

What is the cheapest way to send money to TD Ms Clearing in Canada?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Canadian Dollar with transfer services before you send.

How long does a transfer to TD Ms Clearing take?

An international SWIFT transfer typically takes 1–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.

What do the letters in CLERCAT1XXX stand for?

CLER is the bank code of TD Ms Clearing, CA stands for Canada, T1 is the location code and XXX marks the main office.

What happens if I use CLERCAT1XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check CLERCAT1XXX against the details from TD Ms Clearing before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.