SWIFT/BIC code CMBCCNBSFCT
CMBCCNBSFCT belongs to China Merchants Bank in Shenzhen, China.
Code details
| SWIFT/BIC code | CMBCCNBSFCT |
|---|---|
| 8-character code | CMBCCNBS |
| Branch code | FCT |
| Bank | China Merchants Bank |
| Branch | Factoring |
| City | Shenzhen |
| Country | China |
How the China Merchants Bank SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CMBC Bank code
- 4 letters that identify the bank.
- CN Country code
- 2 letters for the country (ISO 3166).
- BS Location code
- 2 characters for the city or region of the head office.
- FCT Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC CMBCCNBSFCT?
CMBCCNBSFCT identifies Factoring, a unit of China Merchants Bank in Shenzhen, China. Only use it if the account is held at this specific branch.
Does China Merchants Bank have other SWIFT/BIC codes?
Yes – we list 69 SWIFT/BIC codes for China Merchants Bank in China, for the head office and several branches or departments. All of them are listed on the page of China Merchants Bank.
How long does a transfer to China Merchants Bank take in China?
An international SWIFT transfer usually takes 2–5 business days, depending on correspondent banks and time zones. Money transfer services are often quicker and cheaper.
What is the cheapest way to send money to China Merchants Bank in China?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Chinese Yuan with specialist providers before you send – the difference can be large.
Which details do I need for a transfer to an account at China Merchants Bank?
You need the SWIFT/BIC code CMBCCNBSFCT, the IBAN or local account number of the recipientand the name of the account holder. China uses international SWIFT transfers, so the BIC is required.
Can I use CMBCCNBS instead of CMBCCNBSFCT?
CMBCCNBS points to the head office of China Merchants Bank, while CMBCCNBSFCT is Factoring. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention CMBCCNBSFCT.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.