SWIFT/BIC code CMCIFRPAGAR
CMCIFRPAGAR belongs to Credit Mutuel - Cic Banques in Lyon, France.
Code details
| SWIFT/BIC code | CMCIFRPAGAR |
|---|---|
| 8-character code | CMCIFRPA |
| Branch code | GAR |
| Bank | Credit Mutuel - Cic Banques |
| Branch | Banque Federative Credit Mutuel - Guarantees |
| City | Lyon |
| Country | France |
The way the Credit Mutuel - Cic Banques SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CMCI Bank code
- 4 letters that identify the bank.
- FR Country code
- 2 letters for the country (ISO 3166).
- PA Location code
- 2 characters for the city or region of the head office.
- GAR Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code CMCIFRPAGAR?
The code CMCIFRPAGAR belongs to Banque Federative Credit Mutuel - Guarantees, a unit of Credit Mutuel - Cic Banques in Lyon, France. Only use it if the recipient or their bank explicitly asks for it.
What is the best way to send money to Credit Mutuel - Cic Banques in France?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.
Can I use CMCIFRPA instead of CMCIFRPAGAR?
CMCIFRPA is the main office of Credit Mutuel - Cic Banques, while CMCIFRPAGAR points to Banque Federative Credit Mutuel - Guarantees. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention CMCIFRPAGAR.
Do I need CMCIFRPAGAR to send euros to France?
France is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need CMCIFRPAGAR.
How long does it take to send money to Credit Mutuel - Cic Banques in France?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
What does each part of CMCIFRPAGAR stand for?
CMCI is the institution code of Credit Mutuel - Cic Banques, FR is the ISO code of France, PA is the location code and GAR identifies the branch Banque Federative Credit Mutuel - Guarantees.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.