SWIFT/BIC code CMOIFR21XXX

CMOIFR21XXX belongs to Credit Moderne Ocean Indien in Saint Denis, France.

CMOIFR21XXX

Code details

SWIFT/BIC codeCMOIFR21XXX
8-character codeCMOIFR21
Branch codeXXX
BankCredit Moderne Ocean Indien
BranchHead office
CitySaint Denis
CountryFrance

The way the Credit Moderne Ocean Indien SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

CMOI Bank code
4 letters that identify the bank.
FR Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind SWIFT/BIC code CMOIFR21XXX?

CMOIFR21XXX is the SWIFT/BIC code of the head office of Credit Moderne Ocean Indien in Saint Denis, France. Use it when a payment to Credit Moderne Ocean Indien does not need a specific branch.

How long does a transfer to Credit Moderne Ocean Indien take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need CMOIFR21XXX for a euro transfer to France?

France belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need CMOIFR21XXX.

Is CMOIFR21 and CMOIFR21XXX the same code?

Yes. CMOIFR21 is the short version of CMOIFR21XXX. XXX simply means head office, so either version routes your payment to Credit Moderne Ocean Indien in Saint Denis.

What happens if I enter CMOIFR21XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check CMOIFR21XXX against the details from Credit Moderne Ocean Indien before sending.

What is the best way to send money to Credit Moderne Ocean Indien?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.