SWIFT/BIC code COBADEFF098

COBADEFF098 belongs to Commerzbank AG in Muenchen, Germany.

COBADEFF098

Code details

SWIFT/BIC codeCOBADEFF098
8-character codeCOBADEFF
Branch code098
BankCommerzbank AG
BranchCash Collection
CityMuenchen
CountryGermany

How the Commerzbank AG SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
098 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC COBADEFF098?

The code COBADEFF098 belongs to Cash Collection, a branch or department of Commerzbank AG in Muenchen, Germany. Use this branch code only when the account is held at this specific branch.

What is the best way to send money to Commerzbank AG?

Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send – the difference can be large.

What happens if I use COBADEFF098 with a typo?

The payment may be delayed, returned or charged extra fees. Always check COBADEFF098 against the details from Commerzbank AG before you confirm.

Do I need COBADEFF098 to send euros to Germany?

Germany is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need COBADEFF098.

Can I use COBADEFF instead of COBADEFF098?

COBADEFF points to the head office of Commerzbank AG, while COBADEFF098 is Cash Collection. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention COBADEFF098.

How long does it take to send money to Commerzbank AG?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.