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SWIFT/BIC code COBADEFF135

COBADEFF135 belongs to Commerzbank AG in Laatzen, Germany.

COBADEFF135

Code details

SWIFT/BIC codeCOBADEFF135
8-character codeCOBADEFF
Branch code135
BankCommerzbank AG
Branch—
CityLaatzen
CountryGermany

The way the Commerzbank AG SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
135 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC COBADEFF135?

COBADEFF135 identifies Commerzbank AG, part of Commerzbank AG in Laatzen, Germany. Use this branch code only when the account is held at this specific branch.

What happens if I use COBADEFF135 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check COBADEFF135 with the recipient before you confirm.

How long does it take to send money to Commerzbank AG?

SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.

Do I need COBADEFF135 to send euros to Germany?

Germany belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need COBADEFF135.

What do the letters in COBADEFF135 stand for?

COBA is the bank code of Commerzbank AG, DE stands for Germany, FF is the code for the city or region and 135 identifies the branch Commerzbank AG.

Can I use COBADEFF instead of COBADEFF135?

COBADEFF points to the head office of Commerzbank AG, while COBADEFF135 points to Commerzbank AG. Most international transfers work with the head office code, yet use COBADEFF135 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.