SWIFT/BIC code COBADEFF272
COBADEFF272 belongs to Commerzbank AG in Bad Harzburg, Germany.
Code details
| SWIFT/BIC code | COBADEFF272 |
|---|---|
| 8-character code | COBADEFF |
| Branch code | 272 |
| Bank | Commerzbank AG |
| Branch | — |
| City | Bad Harzburg |
| Country | Germany |
How the Commerzbank AG SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- COBA Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- FF Location code
- 2 characters for the city or region of the head office.
- 272 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code COBADEFF272?
The code COBADEFF272 belongs to Commerzbank AG, a unit of Commerzbank AG in Bad Harzburg, Germany. Use this branch code only when the account is held at this specific branch.
What does each part of COBADEFF272 stand for?
COBA is the bank code of Commerzbank AG, DE stands for Germany, FF is the code for the city or region and 272 identifies the branch Commerzbank AG.
What is the best way to send money to Commerzbank AG?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.
Do I need COBADEFF272 to send euros to Germany?
Germany is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need COBADEFF272.
How long does a transfer to Commerzbank AG take?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Can I use COBADEFF instead of COBADEFF272?
COBADEFF points to the head office of Commerzbank AG, while COBADEFF272 points to Commerzbank AG. Most international transfers work with the head office code, yet use COBADEFF272 if the recipient asks for it.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.