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SWIFT/BIC code COBADEFF278

COBADEFF278 belongs to Commerzbank AG in Herzberg (Harz), Germany.

COBADEFF278

Code details

SWIFT/BIC codeCOBADEFF278
8-character codeCOBADEFF
Branch code278
BankCommerzbank AG
Branch—
CityHerzberg (Harz)
CountryGermany

The way the Commerzbank AG SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
278 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code COBADEFF278?

COBADEFF278 identifies Commerzbank AG, a unit of Commerzbank AG in Herzberg (Harz), Germany. Use this branch code only when the account is held at this specific branch.

Do I need COBADEFF278 to send euros to Germany?

Germany is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need COBADEFF278.

How long does a transfer to Commerzbank AG take?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 2–4 business days.

What happens if I use COBADEFF278 with a typo?

The payment may be delayed, returned or charged extra fees. Always check COBADEFF278 with the recipient before sending.

Does Commerzbank AG have other SWIFT/BIC codes?

Yes, we list 625 SWIFT/BIC codes for Commerzbank AG in Germany, for the head office and several branches or departments. You can see them all on the bank page.

What do the letters in COBADEFF278 mean?

COBA is the bank code of Commerzbank AG, DE stands for Germany, FF is the code for the city or region and 278 identifies the branch Commerzbank AG.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.