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SWIFT/BIC code COBADEFF297

COBADEFF297 belongs to Commerzbank AG in Hoya, Germany.

COBADEFF297

Code details

SWIFT/BIC codeCOBADEFF297
8-character codeCOBADEFF
Branch code297
BankCommerzbank AG
Branch—
CityHoya
CountryGermany

How the Commerzbank AG SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
297 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC COBADEFF297?

COBADEFF297 identifies Commerzbank AG, a unit of Commerzbank AG in Hoya, Germany. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of COBADEFF297 mean?

COBA is the institution code of Commerzbank AG, DE stands for Germany, FF is the location code and 297 identifies the branch Commerzbank AG.

What happens if I use COBADEFF297 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check COBADEFF297 against the details from Commerzbank AG before you confirm.

Can I use COBADEFF instead of COBADEFF297?

COBADEFF points to the head office of Commerzbank AG, while COBADEFF297 points to Commerzbank AG. For a normal transfer the head office code is usually fine, but use COBADEFF297 if the recipient asks for it.

How long does it take to send money to Commerzbank AG in Germany?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need COBADEFF297 to send euros to Germany?

Germany is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need COBADEFF297.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.