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SWIFT/BIC code COBADEFF304

COBADEFF304 belongs to Commerzbank AG in Ratingen, Germany.

COBADEFF304

Code details

SWIFT/BIC codeCOBADEFF304
8-character codeCOBADEFF
Branch code304
BankCommerzbank AG
Branch—
CityRatingen
CountryGermany

How the Commerzbank AG SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
304 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code COBADEFF304?

COBADEFF304 is the SWIFT/BIC code of Commerzbank AG, part of Commerzbank AG in Ratingen, Germany. Only use it if the recipient or their bank explicitly asks for it.

How long does it take to send money to Commerzbank AG in Germany?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need COBADEFF304 to send euros to Germany?

Germany belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you still need COBADEFF304.

What is the best way to send money to Commerzbank AG in Germany?

Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send – the difference can be large.

Does Commerzbank AG have more SWIFT/BIC codes?

Yes – we list 625 SWIFT/BIC codes for Commerzbank AG in Germany. All of them are listed on the page of Commerzbank AG.

What happens if I use COBADEFF304 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check COBADEFF304 against the details from Commerzbank AG before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.