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SWIFT/BIC code COBADEFF384

COBADEFF384 belongs to Commerzbank AG in Gummersbach, Germany.

COBADEFF384

Code details

SWIFT/BIC codeCOBADEFF384
8-character codeCOBADEFF
Branch code384
BankCommerzbank AG
Branch—
CityGummersbach
CountryGermany

How the Commerzbank AG SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
384 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC COBADEFF384?

COBADEFF384 identifies Commerzbank AG, a branch or department of Commerzbank AG in Gummersbach, Germany. Use this branch code only when the recipient or their bank explicitly asks for it.

How long does a transfer to Commerzbank AG take in Germany?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need COBADEFF384 for a euro transfer to Germany?

Germany is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need COBADEFF384.

What does each part of COBADEFF384 mean?

COBA is the institution code of Commerzbank AG, DE stands for Germany, FF is the location code and 384 is the code of the department Commerzbank AG.

Can I use COBADEFF instead of COBADEFF384?

COBADEFF is the main office of Commerzbank AG, while COBADEFF384 is Commerzbank AG. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention COBADEFF384.

What is the cheapest way to send money to Commerzbank AG?

Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.