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SWIFT/BIC code COBADEFF397

COBADEFF397 belongs to Commerzbank AG in Wuerselen, Germany.

COBADEFF397

Code details

SWIFT/BIC codeCOBADEFF397
8-character codeCOBADEFF
Branch code397
BankCommerzbank AG
Branch—
CityWuerselen
CountryGermany

How the Commerzbank AG SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
397 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code COBADEFF397?

COBADEFF397 identifies Commerzbank AG, a unit of Commerzbank AG in Wuerselen, Germany. Only use it if the recipient or their bank explicitly asks for it.

How long does it take to send money to Commerzbank AG in Germany?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need COBADEFF397 to send euros to Germany?

Germany belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need COBADEFF397.

Can I use COBADEFF instead of COBADEFF397?

COBADEFF points to the main office of Commerzbank AG, while COBADEFF397 is Commerzbank AG. For a normal transfer the head office code is usually fine, but use COBADEFF397 if the recipient asks for it.

What is the cheapest way to send money to Commerzbank AG?

Banks often add several percent to the exchange rate on top of a fee. Check what you receive in Euro with specialist providers before you send.

What happens if I use COBADEFF397 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check COBADEFF397 against the details from Commerzbank AG before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.