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SWIFT/BIC code COBADEFF404

COBADEFF404 belongs to Commerzbank AG in Emsdetten, Germany.

COBADEFF404

Code details

SWIFT/BIC codeCOBADEFF404
8-character codeCOBADEFF
Branch code404
BankCommerzbank AG
Branch—
CityEmsdetten
CountryGermany

How the Commerzbank AG SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
404 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code COBADEFF404?

The code COBADEFF404 belongs to Commerzbank AG, a branch or department of Commerzbank AG in Emsdetten, Germany. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of COBADEFF404 stand for?

COBA is the bank code of Commerzbank AG, DE is the ISO code of Germany, FF is the location code and 404 identifies the branch Commerzbank AG.

Does Commerzbank AG have other SWIFT/BIC codes?

Yes – we list 625 SWIFT/BIC codes for Commerzbank AG in Germany, for the head office and several branches or departments. All of them are listed on the page of Commerzbank AG.

What happens if I use COBADEFF404 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check COBADEFF404 against the details from Commerzbank AG before you confirm.

How long does it take to send money to Commerzbank AG in Germany?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

Do I need COBADEFF404 to send euros to Germany?

Germany is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need COBADEFF404.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.