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SWIFT/BIC code COBADEFF470

COBADEFF470 belongs to Commerzbank AG in Guetersloh, Germany.

COBADEFF470

Code details

SWIFT/BIC codeCOBADEFF470
8-character codeCOBADEFF
Branch code470
BankCommerzbank AG
BranchZw.80
CityGuetersloh
CountryGermany

How the Commerzbank AG SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
470 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC COBADEFF470?

The code COBADEFF470 belongs to Zw.80, part of Commerzbank AG in Guetersloh, Germany. Use this branch code only when the recipient or their bank explicitly asks for it.

What is the cheapest way to send money to Commerzbank AG in Germany?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send.

Do I need COBADEFF470 to send euros to Germany?

Germany belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need COBADEFF470.

How long does it take to send money to Commerzbank AG in Germany?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 1–3 business days.

What happens if I enter COBADEFF470 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check COBADEFF470 with the recipient before you confirm.

Can I use COBADEFF instead of COBADEFF470?

COBADEFF is the head office of Commerzbank AG, while COBADEFF470 is Zw.80. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention COBADEFF470.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.