SWIFT/BIC code COBADEFF472

COBADEFF472 belongs to Commerzbank AG in Paderborn, Germany.

COBADEFF472

Code details

SWIFT/BIC codeCOBADEFF472
8-character codeCOBADEFF
Branch code472
BankCommerzbank AG
Branch—
CityPaderborn
CountryGermany

The way the Commerzbank AG SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
472 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code COBADEFF472?

COBADEFF472 identifies Commerzbank AG, part of Commerzbank AG in Paderborn, Germany. Only use it if the recipient or their bank explicitly asks for it.

Can I use COBADEFF instead of COBADEFF472?

COBADEFF is the head office of Commerzbank AG, while COBADEFF472 is Commerzbank AG. For a normal transfer the head office code is usually fine, but use COBADEFF472 if the recipient asks for it.

What happens if I use COBADEFF472 with a typo?

Your transfer can bounce, get stuck or cost extra. Always check COBADEFF472 with the recipient before you confirm.

Do I need COBADEFF472 for a euro transfer to Germany?

Germany is part of the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need COBADEFF472.

What does each part of COBADEFF472 mean?

COBA is the institution code of Commerzbank AG, DE is the ISO code of Germany, FF is the code for the city or region and 472 is the code of the branch Commerzbank AG.

How long does it take to send money to Commerzbank AG in Germany?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.