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SWIFT/BIC code COBADEFF478

COBADEFF478 belongs to Commerzbank AG in Guetersloh, Germany.

COBADEFF478

Code details

SWIFT/BIC codeCOBADEFF478
8-character codeCOBADEFF
Branch code478
BankCommerzbank AG
Branch—
CityGuetersloh
CountryGermany

The way the Commerzbank AG SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
478 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code COBADEFF478?

COBADEFF478 is the SWIFT/BIC code of Commerzbank AG, a unit of Commerzbank AG in Guetersloh, Germany. Use this branch code only when the recipient or their bank explicitly asks for it.

Has Commerzbank AG got more SWIFT/BIC codes?

Yes, our database contains 625 SWIFT/BIC codes for Commerzbank AG in Germany. All of them are listed on the page of Commerzbank AG.

Can I use COBADEFF instead of COBADEFF478?

COBADEFF points to the main office of Commerzbank AG, while COBADEFF478 points to Commerzbank AG. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention COBADEFF478.

Do I need COBADEFF478 to send euros to Germany?

Germany belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need COBADEFF478.

How long does it take to send money to Commerzbank AG in Germany?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What happens if I use COBADEFF478 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check COBADEFF478 with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.