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SWIFT/BIC code COBADEFF865

COBADEFF865 belongs to Commerzbank AG in Torgau, Germany.

COBADEFF865

Code details

SWIFT/BIC codeCOBADEFF865
8-character codeCOBADEFF
Branch code865
BankCommerzbank AG
Branch—
CityTorgau
CountryGermany

The way the Commerzbank AG SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
865 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC COBADEFF865?

The code COBADEFF865 belongs to Commerzbank AG, part of Commerzbank AG in Torgau, Germany. Use this branch code only when the recipient or their bank explicitly asks for it.

What does each part of COBADEFF865 mean?

COBA is the bank code of Commerzbank AG, DE is the ISO code of Germany, FF is the location code and 865 identifies the branch Commerzbank AG.

What is the best way to send money to Commerzbank AG?

Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

What happens if I enter COBADEFF865 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check COBADEFF865 against the details from Commerzbank AG before sending.

Can I use COBADEFF instead of COBADEFF865?

COBADEFF is the head office of Commerzbank AG, while COBADEFF865 points to Commerzbank AG. Most international transfers work with the head office code, yet use COBADEFF865 if the recipient asks for it.

How long does a transfer to Commerzbank AG take in Germany?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.