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SWIFT/BIC code COBADEFFS03

COBADEFFS03 belongs to Commerzbank AG in Koeln, Germany.

COBADEFFS03

Code details

SWIFT/BIC codeCOBADEFFS03
8-character codeCOBADEFF
Branch codeS03
BankCommerzbank AG
BranchCc Sp3
CityKoeln
CountryGermany

How the Commerzbank AG SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

COBA Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FF Location code
2 characters for the city or region of the head office.
S03 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT code COBADEFFS03?

COBADEFFS03 is the SWIFT/BIC code of Cc Sp3, part of Commerzbank AG in Koeln, Germany. Use this branch code only when the recipient or their bank explicitly asks for it.

Can I use COBADEFF instead of COBADEFFS03?

COBADEFF is the head office of Commerzbank AG, while COBADEFFS03 is Cc Sp3. Most international transfers work with the head office code, yet use COBADEFFS03 if the recipient asks for it.

Do I need COBADEFFS03 to send euros to Germany?

Germany is part of the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need COBADEFFS03.

How long does it take to send money to Commerzbank AG in Germany?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Does Commerzbank AG have more SWIFT/BIC codes?

Yes, we list 625 SWIFT/BIC codes for Commerzbank AG in Germany. All of them are listed on the page of Commerzbank AG.

What happens if I enter COBADEFFS03 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check COBADEFFS03 against the details from Commerzbank AG before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.