SWIFT/BIC code CREFUS31XXX
CREFUS31XXX belongs to Tiaa-Cref in New York,ny, United States.
Code details
| SWIFT/BIC code | CREFUS31XXX |
|---|---|
| 8-character code | CREFUS31 |
| Branch code | XXX |
| Bank | Tiaa-Cref |
| Branch | Head office |
| City | New York,ny |
| Country | United States |
How the Tiaa-Cref SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- CREF Bank code
- 4 letters that identify the bank.
- US Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT code CREFUS31XXX?
CREFUS31XXX identifies the main office of Tiaa-Cref in New York,ny, United States. It is the code to use when you send money to an account at Tiaa-Cref.
What do the letters in CREFUS31XXX stand for?
CREF is the bank code of Tiaa-Cref, US is the ISO code of United States, 31 is the code for the city or region and XXX marks the head office.
What do I need for a transfer to an account at Tiaa-Cref?
Have ready the SWIFT/BIC code CREFUS31XXX, the IBAN or local account number of the recipientand the name of the account holder. United States uses international SWIFT transfers, so always include the BIC.
Is CREFUS31 and CREFUS31XXX the same code?
Yes, they are. CREFUS31 is the short version of CREFUS31XXX. XXX simply means head office, so either version will reach Tiaa-Cref in New York,ny.
How long does it take to send money to Tiaa-Cref in United States?
An international SWIFT transfer typically takes 2–5 business days, depending on correspondent banks and time zones. Specialist transfer services are often faster and cheaper.
What happens if I use CREFUS31XXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check CREFUS31XXX with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.