SWIFT/BIC code DEFAECE1XXX

DEFAECE1XXX belongs to Defactor S.A. in Guayaquil, Ecuador.

DEFAECE1XXX

Code details

SWIFT/BIC codeDEFAECE1XXX
8-character codeDEFAECE1
Branch codeXXX
BankDefactor S.A.
BranchHead office
CityGuayaquil
CountryEcuador

How the Defactor S.A. SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

DEFA Bank code
4 letters that identify the bank.
EC Country code
2 letters for the country (ISO 3166).
E1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution is behind SWIFT code DEFAECE1XXX?

DEFAECE1XXX is the SWIFT/BIC code of the main office of Defactor S.A. in Guayaquil, Ecuador. It is the code to use when a payment to Defactor S.A. does not need a specific branch.

How long does a transfer to Defactor S.A. take?

A SWIFT payment usually takes 2–5 business days, because of correspondent banks and time zones. Specialist transfer services are often faster than a bank.

What happens if I enter DEFAECE1XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check DEFAECE1XXX with the recipient before sending.

What does each part of DEFAECE1XXX mean?

DEFA is the bank code of Defactor S.A., EC is the ISO code of Ecuador, E1 is the code for the city or region and XXX marks the main office.

What do I need for a transfer to an account at Defactor S.A.?

You need the SWIFT/BIC code DEFAECE1XXX, the IBAN or local account number of the recipientand the name of the account holder. Ecuador is not part of SEPA, so the BIC is required.

Does Defactor S.A. use a single SWIFT/BIC code?

Yes – DEFAECE1XXX is the single SWIFT/BIC code listed for Defactor S.A. in Ecuador, so you do not need to pick a branch code.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.