SWIFT/BIC code DEMIBGSFXXX
DEMIBGSFXXX belongs to D Commerce Bank Ad in Sofia, Bulgaria.
Code details
| SWIFT/BIC code | DEMIBGSFXXX |
|---|---|
| 8-character code | DEMIBGSF |
| Branch code | XXX |
| Bank | D Commerce Bank Ad |
| Branch | Head office |
| City | Sofia |
| Country | Bulgaria |
The way the D Commerce Bank Ad SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- DEMI Bank code
- 4 letters that identify the bank.
- BG Country code
- 2 letters for the country (ISO 3166).
- SF Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT code DEMIBGSFXXX?
DEMIBGSFXXX identifies the headquarters of D Commerce Bank Ad in Sofia, Bulgaria. Use it when you send money to an account at D Commerce Bank Ad.
What happens if I enter DEMIBGSFXXX incorrectly?
The payment may be delayed, returned or charged extra fees. Always check DEMIBGSFXXX against the details from D Commerce Bank Ad before sending.
What is the best way to send money to D Commerce Bank Ad in Bulgaria?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in Bulgaria with specialist providers before you send.
Are DEMIBGSF and DEMIBGSFXXX the same code?
Yes, they are. DEMIBGSF is the short version of DEMIBGSFXXX. XXX simply refers to the head office, so both will reach D Commerce Bank Ad in Sofia.
Do I need DEMIBGSFXXX to send euros to Bulgaria?
Bulgaria is part of the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need DEMIBGSFXXX.
How long does it take to send money to D Commerce Bank Ad in Bulgaria?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.