SWIFT/BIC code DERNIE21XXX

DERNIE21XXX belongs to Desmond Credit Union Limited in Newcastle, Ireland.

DERNIE21XXX

Code details

SWIFT/BIC codeDERNIE21XXX
8-character codeDERNIE21
Branch codeXXX
BankDesmond Credit Union Limited
BranchHead office
CityNewcastle
CountryIreland

The way the Desmond Credit Union Limited SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

DERN Bank code
4 letters that identify the bank.
IE Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code DERNIE21XXX?

DERNIE21XXX is the SWIFT/BIC code of the headquarters of Desmond Credit Union Limited in Newcastle, Ireland. It is the code to use when a payment to Desmond Credit Union Limited does not need a specific branch.

How long does it take to send money to Desmond Credit Union Limited in Ireland?

Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 1–3 business days.

What is the best way to send money to Desmond Credit Union Limited?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send.

Do I need DERNIE21XXX to send euros to Ireland?

Ireland is part of the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need DERNIE21XXX.

Are DERNIE21 and DERNIE21XXX the same SWIFT code?

Yes. DERNIE21 is the short version of DERNIE21XXX. XXX simply refers to the head office, so either version will reach Desmond Credit Union Limited in Newcastle.

What happens if I enter DERNIE21XXX with a typo?

The payment may be delayed, returned or charged extra fees. Double-check DERNIE21XXX with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.