SWIFT/BIC code EFCUUS33XXX

EFCUUS33XXX belongs to Esl Federal Credit Union in Rochester,ny, United States.

EFCUUS33XXX

Code details

SWIFT/BIC codeEFCUUS33XXX
8-character codeEFCUUS33
Branch codeXXX
BankEsl Federal Credit Union
BranchHead office
CityRochester,ny
CountryUnited States

How the Esl Federal Credit Union SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

EFCU Bank code
4 letters that identify the bank.
US Country code
2 letters for the country (ISO 3166).
33 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which institution uses SWIFT/BIC code EFCUUS33XXX?

EFCUUS33XXX identifies the head office of Esl Federal Credit Union in Rochester,ny, United States. Use it when you send money to an account at Esl Federal Credit Union.

Is EFCUUS33 and EFCUUS33XXX the same code?

Yes, they are. EFCUUS33 is the short version of EFCUUS33XXX. The XXX at the end only means head office, so both routes your payment to Esl Federal Credit Union in Rochester,ny.

What happens if I use EFCUUS33XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check EFCUUS33XXX with the recipient before you confirm.

How long does a transfer to Esl Federal Credit Union take?

A SWIFT payment typically takes 2–5 business days, depending on correspondent banks and time zones. Money transfer services are often faster than a bank.

What do I need for a transfer to an account at Esl Federal Credit Union?

Have ready the SWIFT/BIC code EFCUUS33XXX, the IBAN or local account number of the recipient, their full name and address. United States uses international SWIFT transfers, so the BIC is required.

What do the letters in EFCUUS33XXX mean?

EFCU is the bank code of Esl Federal Credit Union, US stands for United States, 33 is the location code and XXX means the main office.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.