SWIFT/BIC code EFFTGRA1XXX
EFFTGRA1XXX belongs to Effect S.A. in Athens, Greece.
Code details
| SWIFT/BIC code | EFFTGRA1XXX |
|---|---|
| 8-character code | EFFTGRA1 |
| Branch code | XXX |
| Bank | Effect S.A. |
| Branch | Head office |
| City | Athens |
| Country | Greece |
How the Effect S.A. SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- EFFT Bank code
- 4 letters that identify the bank.
- GR Country code
- 2 letters for the country (ISO 3166).
- A1 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT/BIC code EFFTGRA1XXX?
EFFTGRA1XXX is the SWIFT/BIC code of the headquarters of Effect S.A. in Athens, Greece. It is the code to use when you send money to an account at Effect S.A..
What does each part of EFFTGRA1XXX stand for?
EFFT is the institution code of Effect S.A., GR is the ISO code of Greece, A1 is the location code and XXX marks the main office.
What happens if I use EFFTGRA1XXX with a typo?
The payment may be delayed, returned or charged extra fees. Double-check EFFTGRA1XXX with the recipient before you confirm.
How long does it take to send money to Effect S.A.?
SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.
Do I need EFFTGRA1XXX to send euros to Greece?
Greece is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need EFFTGRA1XXX.
Is EFFTGRA1 and EFFTGRA1XXX the same SWIFT code?
Yes. EFFTGRA1 is the short version of EFFTGRA1XXX. The XXX at the end only refers to the head office, so either version will reach Effect S.A. in Athens.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.